Accidents don’t just happen on the road — they can happen at work, too. From slipping on a wet floor to getting injured by heavy machinery, workplace injuries are more common than many people think. If it happens to you, knowing your legal rights is essential.
This article will explain what compensation you may be entitled to and the steps you should take after a workplace injury.
1. What Counts as a Workplace Injury?
A workplace injury is any injury or illness that happens while performing your job. Examples include:
- Falls, cuts, or burns at work.
- Repetitive strain injuries from typing or lifting.
- Illness caused by exposure to chemicals or unsafe conditions.
- Mental health conditions such as stress or PTSD (in some cases).
2. Workers’ Compensation Basics
In the US, most employers are required to carry workers’ compensation insurance. This system provides benefits to employees who get injured or sick on the job, regardless of who was at fault.
Benefits usually cover:
- Medical expenses
- Lost wages (partial)
- Disability benefits (temporary or permanent)
- Rehabilitation services
👉 The trade-off: You can’t usually sue your employer directly if you accept workers’ compensation.
3. Steps to Take After a Workplace Injury
- Report the injury immediately – Waiting can hurt your claim.
- Seek medical treatment – Keep all records and bills.
- File a workers’ compensation claim – Your employer should provide forms.
- Follow up regularly – Check the status of your claim and keep communication in writing.
4. Your Right to Medical Care
You are entitled to reasonable and necessary medical treatment. This includes doctor visits, surgery, medication, and physical therapy. Some states allow your employer to choose the doctor, but you may have the right to a second opinion.
5. Lost Wages and Disability Benefits
If you can’t work because of your injury, workers’ comp usually pays about two-thirds of your average weekly wage. For long-term injuries, disability benefits may apply:
- Temporary Disability – if you can’t work for a short period.
- Permanent Disability – if you can’t return to your old job or any job.
6. Can You Sue Your Employer?
In most cases, workers’ compensation replaces the right to sue. But there are exceptions:
- If your employer intentionally caused harm.
- If a third party (like a contractor or equipment manufacturer) was responsible.
In those cases, you may be able to file a lawsuit for additional damages.
7. When to Talk to a Lawyer
Workers’ compensation claims can be complicated. A lawyer may help if:
- Your claim is denied.
- Benefits don’t cover your medical bills.
- You face retaliation for filing a claim.
✅ Final Thoughts
A workplace injury can change your life, but you are not powerless. Workers’ compensation exists to protect you, and additional legal options may also be available. Don’t be afraid to speak up and claim the benefits you deserve.